MOUNTAIN VIEW, CA--(Marketwired - Sep 2, 2015) - Today released a new study highlighting differences in 2016 Obamacare rate hike requests among states using the federal health insurance exchange, The analysis, based on government data, reveals which states have the highest proposed rate increases and which states have the highest percentage of double-digit rate increases.

The top 10 states with the largest rate hikes requested for a single Obamacare product ranged from 71 percent to 38 percent. Alabama (71 percent), New Mexico (65 percent), Pennsylvania (58 percent), New Hampshire (51 percent) and Utah (47 percent) comprise the top five in this category.

Delaware, South Dakota and West Virginia top the list of states where insurers requested double-digit rate hikes on Obamacare products. Insurers in those states requested double-digit rate hikes on 100 percent of Obamacare products, followed by Montana (86 percent) and Utah (83 percent).

"As the Obamacare enrollment period again approaches, consumers will be comparing health plans, and many will find the new 2016 Obamacare premiums to be unaffordable," said Bruce Telkamp, CEO of "Consumer price sensitivity and the broad adoption of the Internet as a primary way to shop for health insurance bode well for the continued expansion of the term health insurance market."

It is important for consumers to understand that term health insurance represents a distinct category of health insurance coverage and has unique characteristics differentiating it from Obamacare plans. Consumers apply and, depending on their health status (including pre-existing conditions), they may or may not be eligible for specific plans. Additionally, with term health insurance, some consumers may be subject to the Obamacare tax while others may receive an exemption. For many, the combined cost of term health insurance and the Obamacare tax is still less than unsubsidized Obamacare premiums.

The new study on rate hikes combined with recent research regarding premium and deductible dissatisfaction among Obamacare enrollees may result in even greater demand for term health insurance moving forward. As one example, term health insurance premiums for 30-year-olds are over 70 percent less expensive on average than premiums for unsubsidized Obamacare bronze plans. These term health plans are known for very wide provider networks, and enrollment is open throughout the year. provides a free rate comparison tool that allows consumers to review plans, benefits and costs online. They also can enroll online if they find a plan that meets their needs. For more information on Obamacare rate increases state-by-state, read the article on AgileHealthInsurance's Learning Center at is the Internet's first site dedicated to helping consumers understand the benefits of term health insurance. These new plans are the culmination of extensive research on health insurance needs in the Affordable Care Act era, and consumers visiting will be able to find the lowest prices for term health plans. Additional information about AgileHealthInsurance can be found at

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Amy Fletcher Faircloth