To NASDAQ OMX Copenhagen A/S 2 November 2009 Announcement no. 91/2009 Final terms for covered bonds to be opened on 4 November 2009 On 4 November, BRFkredit will open new covered bonds. Final terms for the bonds are attached to this announcement. The prospectus for the bonds is comprised of the attached final terms and the previously disclosed base prospectus for covered bonds issued by BRFkredit a/s. BRFkredit's base prospectus is available on BRFkredit's home page www.brf.dk. Yours sincerely BRFkredit a/s Ulrikke Ekelund Chief Economist Direct phone (+45) 45 26 22 57 E-mail uek@brf.dk Please observe that the Danish version of this announcement prevails